/* ePortalHub v1.3.1 — premium homepage only. All selectors are scoped to .home-premium. */
.home-premium{--home-navy:#162743;--home-navy-2:#223B63;--home-ink:#172033;--home-muted:#64748B;--home-line:#E5EAF1;--home-soft:#F5F8FC;--home-amber:#F59E0B;--home-amber-soft:#FFF7E7;--home-green:#0F9F6E;background:#F7F9FC}
.home-premium .utility-bar{background:#F4F7FB;border-bottom-color:#E7ECF3}.home-premium .site-header{box-shadow:0 5px 24px rgba(22,39,67,.055);border-bottom-color:#E6EBF2}.home-premium .header-inner{min-height:72px}.home-premium .brand-mark{border-radius:12px;box-shadow:none}.home-premium .header-cta{box-shadow:0 7px 16px rgba(245,158,11,.18)}
.home-main svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.home-main .section-kicker{color:#B96800;letter-spacing:.11em;font-size:.7rem}
.home-hero{position:relative;overflow:hidden;padding:72px 0 0;background:linear-gradient(128deg,#14233F 0%,#1B3155 55%,#213B64 100%);color:#fff}.home-hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:38px 38px;mask-image:linear-gradient(to bottom,#000,transparent 85%)}.home-hero-glow{position:absolute;border-radius:999px;filter:blur(2px);pointer-events:none}.home-hero-glow.glow-one{width:420px;height:420px;right:-100px;top:-170px;background:radial-gradient(circle,rgba(245,158,11,.20),rgba(245,158,11,0) 70%)}.home-hero-glow.glow-two{width:360px;height:360px;left:35%;bottom:-250px;background:radial-gradient(circle,rgba(74,144,226,.14),rgba(74,144,226,0) 70%)}
.home-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:58px;align-items:center}.home-hero-copy{padding-bottom:54px}.home-eyebrow{display:inline-flex;align-items:center;gap:9px;margin-bottom:18px;color:#D8E4F4;font-size:.78rem;font-weight:750;letter-spacing:.025em}.home-eyebrow-dot{width:8px;height:8px;border-radius:50%;background:var(--home-amber);box-shadow:0 0 0 5px rgba(245,158,11,.12)}.home-hero h1{max-width:780px;margin:0;color:#fff;font-size:clamp(2.55rem,5.2vw,4.75rem);line-height:1.03;letter-spacing:-.048em}.home-hero-lead{max-width:700px;margin:22px 0 0;color:#CDD9E9;font-size:1.08rem;line-height:1.72}.home-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.home-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 19px;border-radius:11px;font-weight:800;font-size:.9rem;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}.home-btn svg{width:17px;height:17px}.home-btn:hover{transform:translateY(-1px)}.home-btn-accent{background:var(--home-amber);color:#15233C;box-shadow:0 10px 25px rgba(245,158,11,.2)}.home-btn-accent:hover{color:#15233C;background:#FFB020}.home-btn-ghost{border:1px solid rgba(255,255,255,.19);background:rgba(255,255,255,.07);color:#fff}.home-btn-ghost:hover{color:#fff;background:rgba(255,255,255,.12)}.home-btn-light{background:#fff;color:var(--home-navy);border:1px solid #DDE5EF}.home-btn-light:hover{color:var(--home-navy);box-shadow:0 9px 22px rgba(22,39,67,.09)}.home-btn-dark{background:var(--home-navy);color:#fff}.home-btn-dark:hover{color:#fff;background:#213B63}.home-trust-line{display:flex;flex-wrap:wrap;gap:18px;margin-top:28px;color:#AFC0D5;font-size:.76rem;font-weight:650}.home-trust-line span{display:inline-flex;align-items:center;gap:7px}.home-trust-line svg{width:15px;height:15px;color:#F6C158}
.home-command-card{position:relative;margin-bottom:48px;padding:24px;border:1px solid rgba(255,255,255,.13);border-radius:20px;background:#fff;color:var(--home-ink);box-shadow:0 30px 80px rgba(5,14,29,.34)}.command-card-head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding:2px 2px 18px}.command-card-head .section-kicker{margin:0 0 5px}.command-card-head h2{margin:0;color:var(--home-navy);font-size:1.32rem;letter-spacing:-.025em}.command-live{display:inline-flex;align-items:center;gap:6px;padding:6px 9px;border-radius:999px;background:#ECFDF5;color:#087A55;font-size:.68rem;font-weight:800}.command-live i{width:6px;height:6px;border-radius:50%;background:#10B981}.command-links{display:grid;gap:8px}.command-links>a{display:grid;grid-template-columns:42px 1fr auto;gap:12px;align-items:center;padding:11px 10px;border:1px solid #E8EDF4;border-radius:12px;color:var(--home-ink);text-decoration:none;transition:.16s ease}.command-links>a:hover{transform:translateX(2px);border-color:#D4DDE9;background:#F8FAFD}.command-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:11px;background:var(--home-amber-soft);color:#B96800}.command-icon svg{width:19px;height:19px}.command-links strong{display:block;color:var(--home-navy);font-size:.88rem}.command-links small{display:block;margin-top:2px;color:var(--home-muted);font-size:.73rem}.command-links b{color:#9AA8BA;font-size:1.05rem}.command-foot{margin-top:14px;padding-top:13px;border-top:1px solid #EDF1F5;color:#7A8798;font-size:.7rem;text-align:center}
.home-feature-strip{position:relative;z-index:2;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid rgba(255,255,255,.11);border-bottom:0;border-radius:18px 18px 0 0;background:rgba(255,255,255,.07);backdrop-filter:blur(12px)}.home-feature-strip>div{padding:18px 22px;border-right:1px solid rgba(255,255,255,.1)}.home-feature-strip>div:last-child{border-right:0}.home-feature-strip strong{display:block;color:#fff;font-family:Manrope,sans-serif;font-size:1.22rem}.home-feature-strip span{display:block;margin-top:2px;color:#AFC0D5;font-size:.72rem}
.home-section{padding:68px 0}.home-section-white{background:#fff}.home-section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:26px}.home-section-head h2{margin:0;color:var(--home-navy);font-size:clamp(1.7rem,3vw,2.35rem)}.home-section-head p{max-width:690px;margin:8px 0 0;color:var(--home-muted);font-size:.96rem}.home-text-link{display:inline-flex;align-items:center;gap:7px;color:#285B93;font-weight:800;font-size:.82rem;text-decoration:none;white-space:nowrap}.home-text-link svg{width:16px;height:16px}.home-text-link:hover{color:#173E6A}
.home-popular-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.home-tool-card{position:relative;display:flex;flex-direction:column;min-height:258px;padding:22px;border:1px solid var(--home-line);border-radius:16px;background:#fff;color:inherit;text-decoration:none;box-shadow:0 7px 24px rgba(22,39,67,.045);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.home-tool-card:hover{transform:translateY(-3px);border-color:#D3DDE9;box-shadow:0 18px 40px rgba(22,39,67,.09)}.home-tool-card.featured{background:linear-gradient(145deg,#FFF9ED,#fff);border-color:#F5D89B}.home-card-icon{width:46px;height:46px;display:grid;place-items:center;margin-bottom:18px;border-radius:12px;background:#F2F6FB;color:#244E7C}.home-card-icon.dark{background:rgba(255,255,255,.1);color:#FFD27A}.home-card-icon svg{width:21px;height:21px}.home-card-type{color:#B96800;font-size:.68rem;font-weight:850;text-transform:uppercase;letter-spacing:.09em}.home-tool-card h3{margin:7px 0 8px;color:var(--home-navy);font-size:1.15rem}.home-tool-card p{margin:0;color:var(--home-muted);font-size:.85rem;line-height:1.6}.home-card-cta{display:flex;align-items:center;gap:7px;margin-top:auto;padding-top:18px;color:#285B93;font-size:.8rem;font-weight:800}.home-card-cta svg{width:15px;height:15px}
.home-cost-section{background:#F3F6FA;border-top:1px solid #E8EDF3;border-bottom:1px solid #E8EDF3}.home-calculator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.home-mini-tool{display:grid;grid-template-columns:38px 44px 1fr auto;gap:12px;align-items:center;min-height:92px;padding:14px 15px;border:1px solid #E0E7F0;border-radius:14px;background:#fff;color:inherit;text-decoration:none;box-shadow:0 4px 16px rgba(22,39,67,.035);transition:.16s ease}.home-mini-tool:hover{transform:translateY(-2px);border-color:#CBD7E5;box-shadow:0 12px 30px rgba(22,39,67,.075)}.mini-index{color:#A1ADBC;font-family:Manrope,sans-serif;font-size:.72rem;font-weight:800}.mini-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:11px;background:#FFF7E7;font-size:1.3rem}.mini-copy{min-width:0}.mini-copy strong{display:block;color:var(--home-navy);font-size:.9rem}.mini-copy small{display:block;margin-top:3px;color:var(--home-muted);font-size:.72rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.mini-arrow{color:#9AA7B7;font-weight:800}
.home-finance-layout{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);gap:18px}.finance-primary-card{padding:28px;border-radius:18px;background:linear-gradient(135deg,#172B4B,#213C66);color:#fff;box-shadow:0 18px 45px rgba(20,35,63,.16)}.finance-primary-top{display:flex;align-items:center;gap:13px}.finance-primary-card .home-card-type{color:#FFD27A}.finance-primary-card h3{margin:18px 0 9px;color:#fff;font-size:1.55rem}.finance-primary-card p{max-width:680px;margin:0;color:#C7D5E7;font-size:.9rem}.finance-checks{display:flex;flex-wrap:wrap;gap:9px;margin:20px 0}.finance-checks span{padding:6px 9px;border-radius:999px;background:rgba(255,255,255,.08);color:#D5E1EF;font-size:.7rem;font-weight:700}.finance-link-stack{display:grid;gap:10px}.finance-link-stack>a{display:grid;grid-template-columns:42px 1fr auto;gap:12px;align-items:center;padding:17px;border:1px solid var(--home-line);border-radius:14px;background:#fff;color:inherit;text-decoration:none;transition:.16s ease}.finance-link-stack>a:hover{border-color:#D1DBE7;box-shadow:0 10px 24px rgba(22,39,67,.06)}.finance-link-stack>a>span{width:42px;height:42px;display:grid;place-items:center;border-radius:11px;background:#F2F6FB;color:#285B93}.finance-link-stack strong{display:block;color:var(--home-navy);font-size:.87rem}.finance-link-stack small{display:block;margin-top:2px;color:var(--home-muted);font-size:.72rem}.finance-link-stack b{color:#A0ACBA}.home-rate-panel{margin-top:22px;overflow:hidden;border:1px solid var(--home-line);border-radius:16px;background:#fff}.home-rate-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;padding:20px 20px 15px}.home-rate-head h3{margin:0;color:var(--home-navy)}.home-rate-head small{color:var(--home-muted);font-size:.7rem}.home-rate-table-wrap{overflow:auto}.home-rate-panel table{width:100%;min-width:680px;border-collapse:collapse}.home-rate-panel th,.home-rate-panel td{padding:12px 16px;border-top:1px solid #EDF1F5;text-align:left;font-size:.8rem}.home-rate-panel th{background:#F8FAFC;color:#617085;font-size:.68rem;text-transform:uppercase;letter-spacing:.06em}
.home-guides-section{background:#F7F9FC}.home-guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.home-guide-card{display:flex;flex-direction:column;min-height:245px;padding:22px;border:1px solid var(--home-line);border-radius:16px;background:#fff;color:inherit;text-decoration:none;transition:.18s ease}.home-guide-card:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(22,39,67,.07)}.home-guide-card.lead-guide{grid-column:span 2;background:linear-gradient(145deg,#fff,#F8FBFF)}.guide-meta{display:flex;align-items:center;justify-content:space-between;gap:10px;color:#8A96A6;font-size:.67rem}.guide-meta span{color:#B96800;font-weight:850;text-transform:uppercase;letter-spacing:.07em}.home-guide-card h3{margin:12px 0 9px;color:var(--home-navy);font-size:1.15rem}.home-guide-card.lead-guide h3{font-size:1.45rem}.home-guide-card p{margin:0;color:var(--home-muted);font-size:.84rem}.guide-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:auto;padding-top:18px;border-top:1px solid #EEF2F6;color:#7B8796;font-size:.72rem}.guide-foot b{color:#285B93}.home-empty-state{padding:28px;border:1px dashed #CCD6E2;border-radius:14px;background:#fff;color:var(--home-muted);text-align:center}
.home-quote-banner{display:grid;grid-template-columns:64px 1fr auto;gap:20px;align-items:center;padding:30px;border:1px solid #F1D69D;border-radius:20px;background:linear-gradient(135deg,#FFF8EA,#FFFDF8);box-shadow:0 12px 32px rgba(176,104,0,.06)}.quote-badge{width:58px;height:58px;display:grid;place-items:center;border-radius:16px;background:#F59E0B;color:#172641}.quote-badge svg{width:26px;height:26px}.quote-copy h2{margin:0;color:var(--home-navy)}.quote-copy p{margin:6px 0 0;color:var(--home-muted);font-size:.88rem}
.home-trust-section{background:#F3F6FA;border-top:1px solid #E8EDF3}.home-trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.home-trust-card{padding:22px;border:1px solid #E0E7F0;border-radius:16px;background:#fff}.home-trust-card>span{width:42px;height:42px;display:grid;place-items:center;border-radius:11px;background:#EEF4FA;color:#285B93}.home-trust-card h3{margin:15px 0 7px;color:var(--home-navy);font-size:1.02rem}.home-trust-card p{margin:0;color:var(--home-muted);font-size:.82rem;line-height:1.6}
@media(max-width:1080px){.home-hero-grid{grid-template-columns:1fr;gap:8px}.home-hero-copy{padding-bottom:18px}.home-command-card{max-width:720px;margin-bottom:34px}.home-popular-grid{grid-template-columns:repeat(2,1fr)}.home-finance-layout{grid-template-columns:1fr}.home-feature-strip{grid-template-columns:repeat(2,1fr)}.home-feature-strip>div:nth-child(2){border-right:0}.home-feature-strip>div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.1)}.home-guide-grid{grid-template-columns:repeat(2,1fr)}.home-guide-card.lead-guide{grid-column:span 2}}
@media(max-width:760px){.home-premium .header-inner{min-height:66px}.home-hero{padding-top:46px}.home-hero h1{font-size:clamp(2.25rem,11vw,3.4rem)}.home-hero-lead{font-size:.98rem}.home-trust-line{gap:11px;flex-direction:column}.home-command-card{padding:18px}.command-card-head{flex-direction:column}.command-live{align-self:flex-start}.home-feature-strip{border-radius:14px 14px 0 0}.home-feature-strip>div{padding:14px 15px}.home-section{padding:48px 0}.home-section-head{align-items:flex-start;flex-direction:column;margin-bottom:21px}.home-popular-grid,.home-calculator-grid,.home-guide-grid,.home-trust-grid{grid-template-columns:1fr}.home-guide-card.lead-guide{grid-column:auto}.home-mini-tool{grid-template-columns:30px 42px 1fr auto}.mini-copy small{max-width:210px}.home-quote-banner{grid-template-columns:52px 1fr}.home-quote-banner .home-btn{grid-column:1/-1;width:100%}.quote-badge{width:50px;height:50px}.finance-primary-card{padding:22px}}
@media(max-width:480px){.home-feature-strip{grid-template-columns:1fr 1fr}.home-feature-strip strong{font-size:1.05rem}.home-feature-strip span{font-size:.64rem}.home-popular-grid{grid-template-columns:1fr}.home-mini-tool{grid-template-columns:42px 1fr auto}.mini-index{display:none}.mini-copy small{max-width:180px}.command-links>a{grid-template-columns:40px 1fr auto}.home-hero-actions .home-btn{width:100%}}