U.S. Finance Planning Tool
Home Insurance Deductible Calculator
Estimate an out-of-pocket deductible and claim amount after deductible using a flat-dollar or dwelling-percentage planning assumption.
FreeInstant resultsTransparent assumptions
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USD $Home Insurance Deductible Calculator
Primary estimate—
Adjust the assumptions to see your planning estimate.
How this calculator works
This calculator uses transparent planning assumptions shown in the inputs. Change the assumptions to test scenarios before comparing them with official lender, insurer or contractor disclosures.
Important: Educational scenario only. Whether a loss is covered, how a deductible applies and the amount an insurer pays are determined by the policy, endorsements, state law and claim facts.