Planning Calculators for Money, Home Projects & Everyday Conversions

Estimate principal and interest plus optional property tax, homeowners insurance, HOA dues and a modeled PMI amount.

Estimate a planning home-price range from income, monthly debts, down payment and a user-selected debt-to-income assumption.

Compare an existing mortgage with a proposed refinance and estimate monthly savings, closing-cost break-even and modeled interest difference.

Estimate upfront mortgage-point cost, monthly payment savings and a simple break-even period.

Create a planning estimate for closing costs and cash to close using editable percentage and prepaid assumptions.

Estimate a modeled monthly private mortgage insurance amount from loan-to-value and an editable annual PMI-rate assumption.

Estimate interest-only draw-period payment and an amortized repayment-period payment for a home equity line of credit.

Estimate monthly payment, total interest and optional closing-cost impact for a fixed home equity loan.

Compare a modeled existing-debt payoff with a consolidation loan, including an optional origination fee deducted from proceeds.

Estimate payoff time and interest for a credit-card balance, or calculate a payment needed for a target payoff term.

Calculate revolving credit utilization and the payment needed to reach a selected target utilization.

Estimate an annualized borrowing-cost rate from net proceeds, payment and term when an upfront fee reduces the cash you receive.

Estimate an out-of-pocket deductible and claim amount after deductible using a flat-dollar or dwelling-percentage planning assumption.

Estimate monthly payment, total interest and amortization for a fixed-rate installment loan.

Estimate kitchen remodeling costs by size, finish level, cabinets, appliances, countertops and flooring.

Estimate half bath, full bath or primary bathroom remodeling costs.

Estimate roof replacement cost using roof area, material, pitch, stories, removal and decking.

Estimate HVAC replacement costs by home size, equipment type, efficiency and ductwork.

Estimate flooring material, installation, removal and subfloor preparation costs.

Estimate interior or exterior painting costs by area, quality, coats, ceilings and trim.

Estimate deck construction cost by dimensions, material, height, stairs and railing.

Estimate replacement window costs by quantity, style, frame, glazing and installation difficulty.

Estimate common plumbing project costs including fixture replacement, water heaters and pipe work.

Estimate common electrical upgrades including outlets, panels, rewiring, EV chargers and lighting.

Estimate insulation costs by area, location and material type.

Estimate a planning system size and installed cost from electricity spending and solar assumptions.

Estimate addition construction costs by square footage, room type, quality and foundation scope.

Estimate landscape renovation costs using yard size, finish level, trees, patio, sod, irrigation and lighting.

Estimate basement finishing costs by area, quality and optional bathroom, bedroom, bar and egress work.

Estimate driveway installation or replacement cost by dimensions, material and removal scope.

Estimate fence installation by linear footage, material, height, gates and removal.

Estimate garage door replacement costs by number of bays, material, style, insulation and opener scope.

Estimate pool installation costs by pool type, size and optional heating, fencing, decking and lighting.

Estimate the portion of a project cost that may be reflected in home value using editable planning recovery rates.