U.S. Finance Planning Tool

PMI Planning Calculator

Estimate a modeled monthly private mortgage insurance amount from loan-to-value and an editable annual PMI-rate assumption.

FreeInstant resultsTransparent assumptions

Adjust assumptions

PMI Planning Calculator

USD $

Home price

Down payment

Modeled annual PMI rate

Primary estimate—

Adjust the assumptions to see your planning estimate.

Methodology

How this calculator works

This calculator uses transparent planning assumptions shown in the inputs. Change the assumptions to test scenarios before comparing them with official lender, insurer or contractor disclosures.

Important: This is a modeled PMI planning estimate, not a quote. Mortgage-insurance eligibility, pricing, cancellation and termination rules vary by loan and provider.

Learn before you decide

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